Londonderry, Windham, and Hampstead real estate and homes for sale in New Hampshire - Jong Mi Edinger, REALTOR® Jong Mi Edinger REALTOR(r) for Londonderry, Windham, and Hampstead, New Hampshire real estate - NUMBER1EXPERT™ Jong Mi Edinger NUMBER1EXPERT(tm) for Londonderry, Windham, and Hampstead, New Hampshire real estate
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For Sellers: Londonderry, Windham, and Hampstead New Hampshire home buying, real estate listings, and homes for sale in Rockingham                     County, NH
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Real Estate Tips
Financing Your Home >Credit Card Mania

Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.

According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.

The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.

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Real Estate Trivia
Q 
According to Feng Shui, the art of home placement, what five elements are needed in a harmonious environment?

A 
Wood, fire, earth, metal and water must be balanced to create a happy, prosperous home.
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Jong Mi Edinger, REALTORŪ, real estate agent and broker for Londonderry, Windham, and Hampstead New Hampshire home listings, property and land for sale - NUMBER1EXPERT(tm)

Jong Mi Edinger
Prudential Verani Realty Londonderry

One Verani Way
Londonderry, NH. 03053
Office: 800-392-2377
Direct: 603-845-2138
Cell: 603-493-9379
Fax: 603-845-2298
Email: JongMiRealtor@NUMBER1EXPERT.com

Jong Mi specializes in the purchase and sale of homes and income properties in southern New Hampshire communities. A member of the Northeast Association of Realtors, the Granite State South Board of Realtors, and the National Association of Realtors. Jong Mi began her career as "Rookie of the Year" and has since continued to be a member of the Prudential Multi-Million Dollar Club. For the year 2001, Jong Mi received the Prudential Verani's Top Closed Buyer Sides Award and received the National President's Circle Award in 2001, 2003, 2004 and 2005. She is honored one of Prudential Verani's Top 12 Sales Associates. Her accomplishments reflect her ongoing commitment to outstanding levels of customer support and service.

CRSMLSREALTORSRES


Prudential Verani Realty real estate and homes for sale in Londonderry, Windham, and Hampstead New Hampshire

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